Terms of Service

Effective date: June 1, 2025

1. Acceptance of Terms

By accessing or using Financial IQ ("the Service"), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use the Service.

2. Description of Service

Financial IQ provides financial market data, stock analysis tools, research articles, and related informational content. The Service is intended for informational purposes only and does not constitute financial, investment, legal, or tax advice.

3. User Accounts

To access certain features you must create an account. You are responsible for maintaining the confidentiality of your credentials and for all activity under your account. You must provide accurate and complete information at registration and keep it up to date.

4. Acceptable Use

You agree not to:

  • Use the Service for any unlawful purpose or in violation of any applicable laws.
  • Scrape, crawl, or systematically extract data from the Service without prior written consent.
  • Attempt to gain unauthorised access to any part of the Service or its infrastructure.
  • Reproduce, redistribute, or resell any data or content from the Service.
  • Interfere with or disrupt the integrity or performance of the Service.

5. Intellectual Property

All content, trademarks, logos, and data on the Service are the property of Financial IQ or its licensors. You may not use, copy, or distribute any content without our express written permission, except as permitted by applicable law.

6. Disclaimer of Warranties

The Service is provided "as is" and "as available" without warranty of any kind. We do not guarantee the accuracy, completeness, or timeliness of any financial data or content. Market data may be delayed. Nothing on the Service constitutes investment advice or a recommendation to buy or sell any security.

7. Limitation of Liability

To the fullest extent permitted by law, Financial IQ and its affiliates shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of or inability to use the Service, including any trading losses or investment decisions made in reliance on information provided by the Service.

8. Third-Party Data

Financial data is sourced from third-party providers. We make no representations about the accuracy or completeness of such data and are not responsible for errors or omissions originating from our data providers.

9. Account Termination

We reserve the right to suspend or terminate your account at our discretion if you violate these terms or engage in conduct we deem harmful to the Service or other users.

10. Changes to Terms

We may update these Terms at any time. Continued use of the Service after changes are posted constitutes acceptance of the revised Terms. We will notify registered users of material changes by email.

11. Governing Law

These Terms are governed by and construed in accordance with applicable law. Any disputes shall be resolved through binding arbitration or in the courts of the applicable jurisdiction.

12. Contact

Questions about these Terms? Contact us via the Contact page.